Rocky Mountain Benefits is an independent insurance broker which specializes only in employee benefits. Our role is to help your firm obtain the best possible benefits package for you and your employees. In doing so, we consider factors including: the initial, long term and overall stability of pricing; plan design; customer service; and organizational fit. We strive to provide the highest levels of customer service to you, our client. Our proactive service approach is delivered through comprehensive training of plan administrators, plus a plan structure and administrative approach, designed to minimize employer liability.

Not all group benefit plans are the same. There are low cost plans that are being offered in the marketplace to entice companies. However, these low cost plans have scaled down benefits, using the lowest drug formulary, and limited dental scaling units.

For a non-biased comprehensive employee benefits evaluation click the button below.

Extended Health and Dental

To request a quote or more information:

Administrative Service Only Plans

  • Offered through Third Party Administrator (TPA) or an insurer

  • Employer-employee cost sharing

  • Stop Loss Insurance available

To request a quote or more information:

Administrative Service Only Plans

Did you know?

  • 5 to 9 employees: Rate guaranteed on all lines of benefits including Extended health and dental for 16 – 28 months and more. Learn more

  • 10+ employees: No pre-existing conditions on Long-term disability benefits. Rate guaranteed on all lines of benefits including Extended health and dental for 16 – 28 months and more. Learn more

  • Choosing the right Benefit Plan/Broker for your company  Learn more

  • Ask about our referral program.

Aligned Providers

Rocky Mountain Benefits maintains relationships with multiple benefits providers. This allows us to obtain the most competitive quotations on behalf of our clients. Some of the companies we work with are listed below.

TRADITIONAL PROVIDERS

• Alberta Blue Cross
• Assumption Life
• Beneva
• Canada Life
• Cooperators Insurance
• Desjardin Insurance
• Empire Life
• Equitable Life
• Manulife Financial
• RBC Insurance
• Sun Life Insurance

TPA (THIRD-PARTY ADMINISTRATORS)

• Agile Benefits
• Benecaid Health Benefit
• Benefits by Design
• Edge Benefits
• GMS
• Group Source
• Green Shield
• Johnston Group
Maximum Benefits
• RWAM Financial
Simply Benefits
• Victor

SPECIALTY PROVIDERS

CRITICAL ILLNESS

• Allstate Insurance
• Beneva
• Chubb Insurance
• Industrial Alliance Insurance

EMPLOYEE ASSISTANCE PROGRAM – MENTAL HEALTH

• Curve Health
• Dialogue
• Homewood
• Inkblot
• Life Works

HEALTH CARE SPENDING ACCOUNTS/WELLNESS PROGRAMS

BeneFitsMyWay
• My HSA
• National HealthClaim
• Olympia Trust

OUT-OF-CANADA TRAVEL MEDICAL EMERGENCY

• Simpson Group

PRIVATE HEALTH CARE COVERAGE

Best Doctors Canada Insurance

PHARMACY

• PocketPills
• The Health Depot

Did you know?

If an employee becomes disabled, how long does the company continue their Health and Dental benefits?
It is pertinent for the Company to have a policy & procedure in place to address how long to continue the health and dental benefits for a disabled employee. Without this document in place, the Company is liable for the cost to continue the health and dental benefits for a prolonged period which has very high cost implications to the employer.  Learn more

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